What a time

Day by day, annoyance at this government does nothing but escalate. From half assed-last-minute-bound-to-change SOPs, to taking very little accountability to mucking up our vaccine distribution. Imagine a government, given emergency powers (medical emergency or political emergency, our constitution really doesn’t differentiate – emergency is emergency), but has zero fortitude to impose measures required –…

ASB Financing – calculating the returns

In my last post I talked about ASB loans vs. periodic savings, so here I’ll delve a little further into calculating returns. One of the main concerns raised is that the loan is only beneficial for as long as your returns exceed the interest rates charged by the banks. For example, if the bank charges…

ASB Financing – how does it work?

Ages ago, I wrote a post briefly talking about ASB loans, and how they work, some people found it useful, so I thought I’d reproduce it here. One of my earliest tasks when I first started working as a personal financial consultant was to promote the ASB loan to prospective bumiputera clients. The product, offered…

Impostor syndrome

Wow, it’s been about two months since I wrote anything here. Since then, many things have changed, and some things, not at all. Does that make sense? Looking back at my previous technical analysis post, I surmise that I was dead wrong. Glove stocks didn’t tank, they’re neither here, neither there. The KLCI also is…

Technically speaking – The End of The Game?

The melody can’t find youI’m incomplete without youI guess we’ve reached the end of the gameOoh, hit me Weezer, 2020 For a lot of investors, 2020 has been a year of good (mis)fortune. If anyone managed to ride in early on the glove euphoria – and hopefully managed to hop off midway – they would…

Technically Speaking – Here we are, again

I’ve said recently that I would try to avoid writing another financial market update, but, I’ve relented, and here we are, again, with another post about the financial market – the KLCI to be specific. This year has been an interesting one on the stock exchange. Despite moribund overall economic outlook, the stock market has…

Coffee and I

Originally posted on Ame's Monologues:
How did I get myself into coffee? “oh, you studied in Melbourne! Coffee Mecca of the world (I’d bet some folks from Seattle might have a thing or to to say about that), of course you’d be into coffee! How could you not?!” The thing is, as far as…

Coffee Buzz

Originally posted on Ame's Monologues:
So, here’s another attempt at reviving this blog. And what better way to jolt something to life than to give it some caffeine? I figured, since I never know what to write about, why don’t I just write about something I’m obsessed with, like…coffee! I’m not a coffee snob…

Book review-ish: No Is Not Enough – Naomi Klein

I have finally managed to drag myself through Naomi Klein’s “No Is Not Enough”. Now I say ‘dragged’ not because the book was boring, but rather because of how rage inducing some of the insights were, and there were a lot of them. I had to put the book down purely out of disgust at…

Attention Deficit

I think I’ve figured out why I have hard time updating my blog. You see, putting down thoughts onto the screen, in a comprehensive, structured way requires a lot of effort. It needs you to sit, plan out the flow of ideas, how they mesh into one another and ends up as something that makes…