ASB Financing – calculating the returns

In my last post I talked about ASB loans vs. periodic savings, so here I’ll delve a little further into calculating returns. One of the main concerns raised is that the loan is only beneficial for as long as your returns exceed the interest rates charged by the banks. For example, if the bank charges…

Impostor syndrome

Wow, it’s been about two months since I wrote anything here. Since then, many things have changed, and some things, not at all. Does that make sense? Looking back at my previous technical analysis post, I surmise that I was dead wrong. Glove stocks didn’t tank, they’re neither here, neither there. The KLCI also is…

Attention Deficit

I think I’ve figured out why I have hard time updating my blog. You see, putting down thoughts onto the screen, in a comprehensive, structured way requires a lot of effort. It needs you to sit, plan out the flow of ideas, how they mesh into one another and ends up as something that makes…

Same Old Same Old

It’s been a couple of months since my last update. Since then I had the intention of putting up a few posts, but, they were mainly revolving around the market. Because I don’t want this blog to be a “finance market” blog, I put them on hold. Since nothing else was going on elsewhere in…

2019: An Introspection

Around the same time last year, I sat down to write about how my 2018 was. Reading back, last year for me was all over the place. It wasn’t catastrophic, though there were failures here and there, but it wasn’t much of a success either. I had hoped that 2019 would be a better year…

Change is coming

When I revived this blog, I had little expectations for what was going to happen. Initially when I set the whole thing up, I wanted it to be a personal blog. A space where I could write down my feelings and thoughts, a lounge for catharsis. As I time progressed, I realised that I never…

Cogito Ergo Sum

“Cogito ergo sum” Perhaps most of us are not familiar with this philosophical Latin statement proposed by Descartes. In simple English, it means, “I think, therefore I am”. Of course, when he proposed it, he meant for it as a way of proving one’s existence in a way where “I am thinking, therefore the me…

Death

As I often try to start something new, it ends a natural death. My intention of starting this blog was for it to be a personal tracker of my progress towards becoming healthier. Obviously that didn’t happen, as the tolls of being a dad, a full time corporate slave a part time dean’s list aspirant…

Motivating myself

People say, if you have a goal, write it down, read it everyday, and mark your milestones. So I decided to create this blog mainly for my own benefit. Why? Because I want to make a transformation, I want to get fit (oh no, another fitness blog!). I’ve been trying for so long trying to…